Temple will face the Bearcats on Friday at Nippert Stadium in Ohio, where each team will be desperate to win to maintain its chance for bowl eligibility.
With four games left on the schedule, the Owls have a 40 percent chance to beat Navy and a 28.1 percent chance of finishing bowl eligible, according to SportSource Analytics.
The Owls turned over the ball twice, dropped passes in key situations and committed 12 penalties in their 28-24 loss to Connecticut on Saturday at Lincoln Financial Field.